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Card machines
that work
as hard as you.

Compare leading providers. Find the right card machine. Save on fees.

No obligation · Provider terms apply · UK business support

UK businessessupported daily
Multiple providerscompared for you
Expert support7 days a week
Card machines for UK businesses
From 0.35%0.30% with utility services added
Next-daySettlement options
Today's takings Live
£1,284.50
Settlement Next day
Devices online3
Suggested rate0.35%
Compare leading UK card machine providers
In 60 seconds

Find your perfect card machine match

Answer a few quick questions and we'll recommend the best-fit providers for your business — free, no obligation.

plemmo.co.uk/card-machine-finder Live
Step 1 of 4~30 seconds
No obligation · provider terms apply

Top card machine providers

Teya
Teya card machine
  • Rental and buy options available
  • Instant or next-day settlement
  • Flexible contract terms
sumup·
SumUp card machine
  • £162 (35% discount available — £105)
  • No monthly rental after buying
  • Business account with instant payout
Shift4
Shift4 card machine
  • No upfront cost, no monthly fees
  • One terminal free — second terminal chargeable
  • Next working day payout/settlement
worldpay
Worldpay card machine
  • £1/month promotional rental — first year
  • Split rate — separate debit & credit
  • Suited to MOTO / phone payments
Elavon
Elavon card machine
  • £19.99/month rental
  • MOTO & Pay by Link support
  • Everyday payout · Integrated 4G
Clover
Clover card machine
  • Next working day payout
  • Real-time sales reports · Wi-Fi/LTE/4G
  • £1/month rental — first 6 months

Provider names and logos remain the property of their respective owners and are displayed solely to indicate products or services that may be introduced. Plemmo is an introducer — not a payment processor, acquiring bank or lender. Ratings, rates, payouts and approval are subject to provider terms and eligibility.

Pricing Disclaimer

The pricing displayed is indicative only and subject to underwriting and provider approval. Additional charges may apply and are not included in the displayed rates:

  • PCI Compliance Fee
  • PCI Non-Compliance Charges
  • Faster Settlement / Payment Charges
  • Monthly Account Fees
  • Gateway / Virtual Terminal Fees
  • Chargeback Fees
  • Additional Terminal Charges
  • Other provider-specific fees and charges
Countertop card machine on a fixed stand

Countertop

Perfect for fixed locations and high transaction volumes.

Portable terminal

Portable

Take payments anywhere in your business.

Mobile payment

Mobile

Turn your smartphone into a card machine. Ideal on the go.

Smart terminal

Smart Terminal

All-in-one solution with apps, reports and advanced features.

Built for every industry

Retail
Hospitality
Hair & Beauty
Trades
Health & Fitness
Professional
Convenience
Takeaways
Switch & save
Save up to
£0
per year on average*

Already taking card payments? Many UK businesses overpay on fees. We compare suitable providers and help you switch — you keep the savings.

Check My Savings

*Based on average savings for UK businesses switching card machine provider. Actual savings vary by business and are not guaranteed.

Lower feesAccess better rates tailored to your business and turnover.
Keep moreCut hidden fees and surprise charges that eat into your margin.
It's easyWe handle the comparison and the switch. You keep the savings.

Simple application requirements

Registered Business

Limited companies, sole traders & partnerships welcome.

ID Verification

Photo ID & proof of address for all directors/owners.

Business Bank

Business bank account in the UK.

Good Standing

Approval depends on provider checks and eligibility.

Frequently asked questions

How long does it take to get a card machine?

It depends on your chosen provider, approval and delivery — many providers offer fast onboarding with next-working-day delivery once you're approved.

Are there any monthly fees?

It depends on the provider. Shift4 and SumUp have no monthly rental, Teya is £15/month (or a one-off terminal buyout), and Clover, Elavon and Worldpay charge a monthly device fee. We'll always confirm the exact cost before you apply.

Can I keep my existing merchant account?

It depends on your current setup and the provider you choose — our finder will never recommend the provider you're already with, so it's built around finding you something genuinely different. Speak to us to check what's possible.

What are the typical transaction fees?

Transaction fees vary by provider, card type and turnover. Our suggested rate starts from 0.35% blended — or 0.30% if you also add utility services with Plemmo — subject to business profile, turnover and provider approval.

What happens if I want to cancel?

It depends on your provider and contract. SumUp Pay As You Go has no fixed contract, while others — such as Teya's 12-month option, Shift4's 18-month contract, or SumUp's discounted 12/24-month plans — run for a set term. We'll always confirm the terms before you apply.

View all FAQs
UK high‑street first

Built for high‑street
businesses across the UK

From corner shops and cafés to salons and takeaways — Plemmo helps UK businesses compare suitable options and switch with confidence. Real, local, no jargon.

Retail Cafés Takeaways Salons Trades
Live coverage · UK-wide
How it works

From "which machine?"
to taking payments

A simple, no-obligation process — we do the comparing, you stay in control.

1

Tell us what your business needs

Share your turnover, business type and what matters most.

2

We compare suitable options

We line up provider options that fit your profile and explain the trade-offs.

3

You choose what works for you

Clear, jargon-free guidance — no pressure, no obligation.

4

We help you get started

We help you get set up and supported, subject to provider approval.

UK business owner taking a card payment at the counter Real UK business support

Ready to find the right
card machine for your business?

Compare top providers Save on fees Expert support

Free, no‑obligation quote · We compare, you decide

No obligationFree comparison service
Multiple providers comparedTeya, SumUp, Worldpay, Elavon, Shift4
UK expert supportReal people, 7 days a week
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